KUALA LUMPUR: The Perlindungan Tenang Voucher 3.0 scheme offers affordable insurance and takaful protection for Sumbangan Tunai Rahmah (STR) recipients, says the Finance Ministry.
In a statement on Tuesday (Sept 2), the ministry said that from Sept 1, 2025, STR recipients can claim a RM30 voucher subsidised by the Madani Government.
“This is to help finance part of the cost of affordable insurance and takaful products with an annual premium or contribution of at least RM50 under the Perlindungan Tenang Voucher 3.0 (PTV3.0) programme.
In partnership with the insurance and takaful industry, the Madani Government has allocated RM60mil under Budget 2025 to subsidise the cost of protection products under PTV3.0,” the statement read.
The ministry added that this would make protection products accessible to low-income households.
“This effort complements broader initiatives such as Skim Perubatan Madani and Peka 40 to expand the social safety net through targeted, public-private partnerships,” it said.
In the statement, Prime Minister Datuk Seri Anwar Ibrahim said PTV3.0 reflects the Madani Government’s commitment to meeting the Ekonomi Madani’s objective of raising the people’s living standards.
“A nation can only rise when every household is protected.
This is about restoring dignity and resilience across all segments of society. With PTV3.0, the Madani Government is determined to expand access to all layers of society—ensuring that peace of mind is not reserved for the select few,” he said.
To ensure that this targeted aid reaches those in need, the Finance Ministry will implement identity verification protocols for PTV3.0 to safeguard the integrity of enrolments.
STR recipients can confirm their eligibility by referring to the PTV3.0 page at www.myptv.my or by visiting any authorised agent, distributor or outlet of participating providers.
The full list of eligible products is available at www.mycoverage.my.
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