A total of 90,779 housing loan applications worth RM21.5 billion have been approved under the Housing Credit Guarantee Scheme (SJKP) to support home ownership in the B40 and M40 income groups, the Dewan Rakyat was told today.
Deputy housing and local government minister Aiman Athirah Sabu said a significant 89.56% of the total approved applications involved young Malaysians aged 40 and below.
“This includes around 15,000 borrowers aged between 18 and 25, 31,000 borrowers aged 26 to 30, 22,356 borrowers aged 31 to 35, and 12,799 borrowers aged 36 to 40,” Bernama reported her as saying.
Aiman Athirah was replying to Azli Yusof (PH-Shah Alam), who asked about the government’s initiatives to help those without fixed incomes, such as gig workers, own homes.
She said in the recently tabled budget for 2026, Prime Minister Anwar Ibrahim had announced an expansion of the SJKP scheme with an additional RM20 billion in guarantees.
“This is good news for the people, especially once the budget receives parliamentary approval,” she added.
In his budget speech last Friday, Anwar announced that the SJKP scheme would be expanded to offer guarantees for another 80,000 first-time homebuyers.
The overall guarantee ceiling will be raised from RM10 billion to RM20 billion, a move expected to benefit more gig workers and self-employed individuals.
